DI Division
   
 
Justin Pollinger
Disability Brokerage Director

Justin Pollinger began his career with Guardian in 2003 and quickly became a Disability Income Specialist for the company in Southern California. Justin joined APS as the Director of Disability Income in 2007 to help create and promote the Disability Income Division.  Justin works in a dual role and is also a brokerage manager for Minnesota Life.

Justin graduated from San Diego State University with a B.A. in Economics and is also a Life Underwriter Training Council Fellow. He is also a former Board Member for the San Diego NAIFA chapter where he held the AHIA, YAT and Professional Development Chairs.  Justin holds the series 7, 6, 65, 63, 24 and Life and Health Insurance Licenses.


If you have any questions, please contact him directly at JPollinger@apshome.com or (619) 220-8116 ext 323. 
 

 
Oscar Rivas
Disability Income Specialist

Oscar Rivas began his carrier in the disability insurance industry in 2005 as an assistant case manager for Guardian in Northern California while attending San Francisco State University. In 2007 after earning his B.S. in Business Administration with an emphasis in Marketing, Oscar moved back to San Diego and transitioned to be a multi-carrier DI case manager. Oscar joined APS in June of 2008 as a Disability Insurance Specialist to continue in further developing the DI Division.


If you have any questions, please contact him directly at
ORivas@apshome.com or (619) 220-8116 ext 138. 


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